Lets first think of a college interview, what is it really, why do they even bother to take the time and personally meet each applicant, and what kind of power a good interview has. You have probably conducted your own national college search, and already know your preferences. Colleges have interviews for one simple reason, it works, it works for them – some data shows them that the applicants they personally meet and talk with, on average, succeed in their programs and have been succeeding in their program for some time now. So they know it works. But what is “it”? the college interview is the “it”, and it is no different than a job interview.

The college interview was not thought of as a mean to intimidate potential students, to keep them away, to embarrass and humiliate the next graduates of this college, it is meant for one simple, and very important, reason – to meet and evaluate the motivation and potential of the young person applying to the college. And that’s all it is. There is nothing personal or evil in it, other from the fact these people want to know what you are made of and how serious you are. You need to think of it as a part of your campus tour.

So a college interview is basically like a thoughtful conversation with someone you never met before and that wants to know who you really are, what you went through in your life and where you are heading. But when talking to a stranger about this you can allow yourself to be casual and say some things that you can not say in a college interview, you have to think of how you want to present yourself, and how not to get dragged to the pleasing “tell me what I want to hear” mode.

Preparation will get you a long way, it is the absolute key in getting through the college interview successfully. There is no such thing as over preparing for this, and in fact, if you do this the proper way, you will need to tell yourself at a certain moment that its time to stop preparing.
Let’s go over some of the points in the preparation procedure, things you will want to look into while getting ready for your college interview.

Try and know who your contact is – a simple thing, try and get the name (or names of the persons) that will be conducting the interview, when you will start the interview you will have a nicer way to present yourself and greet the interviewers than most applicants do. It will also show that you prepared in advance and that you are serious about getting this position, this will set you off in the right tracks. When you do your initial national college search, you can also look for the contacts interviewing applicants. No potential harm here. Only good can come out of this one.

Research - can I stress this enough? College interview success – research, research and more research. Lets ask ourselves one basic questions, if someone wants to get into his favorite spot team (any position) will he (or she) not know the names of past hero’s? The teams greatest moments? Its accomplishments? Or course the candidate will know. And you need to show that you are the same, your motivation and enthusiasm to get in to this program will shine when you provide enough evidence to prove you know everything there is to know about the place itself. Ways to get information, research the college web site, search engines for other information, people name search will give you some knowledge about the teachers and their accomplishments, any publications of the college itself are also good. If you are reading this while doing your national college search, you can enjoy the opportunity to add something to your list. Even the ordinary campus tour can give you a chance of finding a little more about the place.

In researching the college you can study materials of the college. College’s course book online, find interesting questions regarding the courses. Some students seem to think that asking questions at the interview might seem presumptuous, but in fact it makes you seem interested and sophisticated. Here are some questions you might consider asking The programs you might be interested in majoring in, construction on the campus and new facilities, financial aid, How the school treats AP tests, how they compare this college with national colleges, the campus tour, school advising, ask interviewers about their opinion of the school, what they like best, and why the courses are better than in other places (no example or names, just say other places).

Your answers – take a look at our “college interview questions” section to familiarize yourself with the potential questions you may face, and practice with family member or friend, keep answers short and sweet, know what you are saying and do not get too personal. Talk slowly, and think about each question before you answer, even if you have been practicing for this particular question for the past two months. Never cut someone when they are talking, not even if you are extremely excited about your answer.

Promoting yourself – think about a few strong points you got, and that you want the interviewer to remember about you, no need to mention these in every answer, but three or four times (with reference – “as I already told you, I think I am very good at managing people… that’s why I took the school paper publishing project”). If you have a problem identifying traits you want to promote – read your resume or application form again carefully and mark the points you think are worth focusing on. You can also try and add some humor to the interview, say something about the campus tour, and your impression of the college.

When you first begin college, life can be difficult at times so it is vital to have some "university student survival tips" to ensure that you enjoy college life or at the very least, survive it. Obviously, money is going to play an important role in your survival and you need to make sure that you save enough to pay for the essentials before spending it all on enjoying college life.

Most students live in shared accommodation for part of their college life. This can be the first time that many students have had to share their living space with non-family members and how you deal with this can really be the difference between an enjoyable or a hellish college life. The most important point to remember is that you need to develop some boundaries with your roomies. Everyone needs to have their own space and this is a guaranteed way to ensure that you survive college life. If you ensure that you have some time to yourself to catch up on your studies it will mean that you are free to enjoy the more pleasurable sides to college life without resenting the people that you live with. Of course everyone has their own standards but as long as you make sure that you clear up after yourself then it will make college life easier although you cannot change those around you.

College life means that you will meet lots of new people but don’t let this affect your relationships with family and friends back home. You may be away at college for a number of years but remember that you had a life before college life and you will have one afterwards too. Keeping in touch with people outside of college also helps you to have a support network if college life becomes too much at times.

There are no hard and fast rules to settling in to college life but you do need to give it a chance. If you enter into it with a negative outlook and rush back home every chance you get then you will find it harder adjusting to college life. It is also true that some of the best parts of college life happen at weekends so you don’t want to miss out on these opportunities.

College life can be so exciting that you may forget the important things like getting enough sleep. You are going to want to go out and enjoy yourself but it is important that you do catch up on your rest at regular intervals so that you can concentrate on your studies occasionally!

The official university ranking list that is published every year lists the top colleges in the country, however these lists don't go over many important issues to a student. Luckily there are several college ranking guides that are published by actual college students. The most accurate form of ranking colleges places a high importance on student happiness. College students grade their university based on a number of different factors, not just academic qualifications. This type of college ranking process reflects the opinions of current students and recent graduates and is not influenced by the institutions. If you search the internet you will find sites where students have given a college ranking based on criteria such as:

* Parking
* Safety and Security
* Academics
* Athletics
* Campus Dining
* Campus Housing
* Transportation
* Weather
* Campus Strictness
* Computers
* Diversity
* Drug Scene
* Off-Campus Dining
* Off-Campus Housing
* Facilities
* Girls
* Greek Life
* Guys
* Local Atmosphere
* Nightlife

These different aspects of college life all have varying levels of importance for a prospective student and the college ranking for one area may not be of interest but having them broken down into the individual categories allows a student to investigate the college ranking that is of interest to them and not just an overall ranking.

For example, a student without a car will not be interested in the college ranking for available parking facilities but would be keen to find out about the transportation available in the college area. An art student may not be concerned that their first-choice college does not have high speed internet access in the dorm rooms but a computer major would class this as essential.
Female students are more likely to be concerned about a college ranking for security on campus and be especially interested in the levels of campus police but may not be bothered if the school has a low college ranking for the football coaching.

Apart from visiting some of the college ranking websites and reading surveys conducted amongst students it is also useful to attend the colleges that you are considering before making a decision. This will enable you to confirm, or refute the claims made by the college ranking yourself and also offer you the chance to see if the college actually feels right for you before you accept a place.

The third biggest financial goal for a family is saving for a college education. Buying a house and retirement are the first two goals. With the cost of higher education on the rise, parents are beginning to try and set aside money for education as soon as a child is born. There are two popular federal and state sponsored plans that make saving for college easy: the Coverdell and the 529 plan.

The Coverdell Education Savings Account

The Coverdell is a federally sponsored plan that helps you to set aside money for higher education expenses. These expenses include tuition, fees, books and supplies, and even room and board.

The annual contributions are not tax deductible, making the withdrawals tax-free as long as they are used to pay for eligible education costs. There are limits to the amount of annual contributions that can be made each year.

The Coverdell is established as a custodial account, set up by the parent or another adult to pay for the education expenses of a designated beneficiary. The child must be under the age of 18 to establish an account. All balances must be spent within 30 days of the child's 30th birthday.

Any financial institution that handles IRAs can assist you in setting up a Coverdell, including banks, investment companies and brokerages. The Coverdell is like an IRA in that it is an account. You can put your account funds into any investment you want - stocks, bonds, mutual funds and certificates of deposit are just a few options.

You can establish as many Coverdell accounts as you want to for a child. For example, you could have one account at your local bank and one at a brokerage. Some plans have many fees associated with them. Make sure that the management fees for the multiple accounts don't cancel out your overall return.

If your child decides not to go to college, he or she will lose a great deal of money. When he turns 30, he must withdraw the balance of the account within 30 days. Any money withdrawn that isn't used for educationally eligible expenses is taxed and charged a 10 % IRS penalty.

If your child decides not to go to college, that doesn't mean that his or her child won't. The child can roll the full balance into another Coverdell plan for another family member, including siblings, nieces and nephews and sons and daughters.

529 College Savings Plans

These state sponsored 529 plans are named after the federal tax code section that provides for their use. All 50 states and the District of Columbia offer 529 plans. The contributions to the plan are not tax deductible, but your withdrawals are tax-free when you use the money for a qualified educational expense.

529 plans fall under two categories: prepaid tuition and savings/investment plans.

The prepaid tuition plan allows you to purchase units of tuition for any state college or university under today's price. You are buying a semester of attendance for a child. What you buy today will be good for any future date, no matter how tuition rates rise. With private and out-of-state colleges, the child's prepaid tuition does not include the rise in tuition costs. For example, if you buy two years of college tuition for an out-of-state tuition, you may only receive a single semester in ten years.

Either the beneficiary or the contributor must reside in the state that the 529 is formed in.

With savings plans, an account is opened and investments are chosen within the account. If you start the plan when a child is young, you can choose some aggressive investments for long term growth. As the child ages, you can move your investments into more conservative options.

The withdrawals are tax-free if they are used to pay for college expenses. These expenses can include tuition, books and room and board. An easy way to think about a 529 savings plan is as a 401(k) dedicated to educational expenses. As with a 401(k), there are many different investment choices. Many states programs are open to nonresidents, so look around for the best plans.

If your child decides not to go to college you have three options. You can hang on to the savings plan in case your child decides to attend college at a later date. The account can be transferred to another family member for college expenses. You could also cash out the account and just take the loss. Most states will charge a penalty of 10% of the earnings for any withdrawal not used for education. On top of this, a federal penalty of 10% will be charged also. There is no penalty for withdrawals due to death or disabled status.

The tax-free advantages of a college savings plan makes 529 plans beneficial, but they aren't right for everyone. If you have a 529 prepaid tuition plan, applying for financial aid is affected by reducing your financial aid on a dollar per dollar basis. Low income families, who are often eligible for large amounts of financial aid, are advised not to participate in 529 plans.

Coverdell plans will also decrease the amount of financial aid available, but only by about 5 to 6% of the account's value. College savings plans are great for families that will not qualify for financial aid or only qualify for loans. Many times a family doesn't have enough money to pay for college, but has too much money to get help.

The tax-free status on 529 plans will end in 2010, but many advisors expect that Congress will extend it.